The Cashback Calculator shows how much cashback you earn on a purchase and how it adds up over a year. Enter the spend amount and cashback rate to see your reward instantly, and compare different rates side by side.
It’s useful for choosing between credit cards, wallets, and shopping offers where the cashback percentage varies.
How to calculate cashback
- Enter the purchase or monthly spend amount.
- Enter the cashback rate (percentage).
- Read the cashback earned and the projected annual savings.
Why compare cashback rates
A small difference in cashback rate adds up over a year of regular spending. Comparing a 1.5% card with a 5% offer on the same spend can reveal hundreds in extra rewards, helping you pick the best option.
Frequently Asked Questions
How do I calculate cashback?
Multiply the amount you spend by the cashback rate. For 5% cashback on ₹2,000, you earn ₹100. The calculator also projects your annual savings from repeated spending.
How much cashback will I earn in a year?
Enter your typical spend and rate, and the tool multiplies it out to estimate your yearly cashback.
Can I compare different cashback rates?
Yes, you can enter different rates to see which card or offer gives you more back on the same spend.
Is there a cap on cashback?
Caps depend on your card or offer terms. This calculator shows the uncapped amount; check your provider’s limits for the final figure.
Is the cashback calculator free?
Yes, it is free and works entirely in your browser.