Guides & Articles

Practical explainers to help you understand the numbers behind our tools.

August 30, 2026 · 6 min read

Sukanya Samriddhi Yojana (SSY): A Simple Guide for Parents

How the Sukanya Samriddhi Yojana works for a girl child — the deposit and maturity rules, the tax benefits, and how the maturity amount is calculated.

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August 26, 2026 · 6 min read

CTC vs In-Hand Salary: Where Does Your Money Go?

Why your take-home pay is lower than your CTC, what PF, professional tax, and income tax deduct, and how to estimate your real monthly in-hand salary.

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August 16, 2026 · 5 min read

BMI Explained: What Your Number Means (and Indian Ranges)

What Body Mass Index actually measures, how to read your category, why Asian/Indian BMI cut-offs are lower, and the limits of BMI as a health measure.

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August 9, 2026 · 5 min read

The 75% Attendance Rule: How Many Classes Can You Miss?

How college attendance percentage is calculated, what the 75% requirement means, and a simple way to work out how many classes you can skip — or must attend — to stay eligible.

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August 2, 2026 · 6 min read

How Your Loan EMI Is Calculated (and What Changes It)

The formula behind your Equated Monthly Instalment, how principal, interest rate, and tenure affect it, and why a longer loan costs more even at the same rate.

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July 28, 2026 · 6 min read

SIP Explained: How Small Monthly Investments Grow So Much

How a Systematic Investment Plan (SIP) works, why compounding and rupee-cost averaging matter, and how modest monthly amounts can build a large corpus over time.

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July 22, 2026 · 7 min read

22K vs 24K Gold: Purity, Price, and Making Charges Explained

What 22K and 24K really mean, how gold purity affects value, how making charges and 3% GST are added, and how to check a jeweller’s bill so you don’t overpay.

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July 14, 2026 · 6 min read

New vs Old Tax Regime: Which One Saves You More?

A plain-English comparison of India’s new and old income-tax regimes — the rates, what deductions you keep or lose, and how to decide which leaves more money in your pocket.

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July 6, 2026 · 6 min read

PPF Explained: How Your Maturity Amount Is Calculated

A clear, example-led guide to how Public Provident Fund (PPF) interest and maturity are calculated, why it grows so much over 15 years, and how to get the most from it.

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